Another quick question for you all regarding use year.
We have three current contracts--approx. 400 points all with Feb. use year.
Our travel patterns are usually 2 trips a year: one in May/June & the other in Nov./Dec.
We are looking to add on 100 points just because we are always borrowing. It won't really add another trip but just will keep us from borrowing, and we can maybe extend our stays a day or two.
With the virus we are now aware that our fall trips could possibly be vulnerable of losing points since it is past banking time on 9/30.
1. Should our new contract be a later use year like June/August?
2. Or would it be best to just have all the contracts the same use year for convenience and take the risk about a possible loss of points?
3. Is it really a big deal to have different use years?
Thanks for your feedback!