I'd like to have a nomadic retirement. My husband and I differ on what that would look like - he'd like an RV for extended travels and our current house as our "home base", while I'd prefer something like a conversion van that could be used either for short-term camping or to get between hotels/cabins/whatever and selling off our current house for something smaller and more practical (we're in a 150 year old Victorian with all the bedrooms on the 2nd floor and the laundry in the basement - not exactly an idea setup for aging-in-place - and I really don't want to be cleaning and maintaining a 4-bedroom antique in my golden years). But it is far enough off right now that other than saving to fund it, there's really not a lot of sense in thinking about specifics. If my mother lives as long as my grandmother did, I may be spending my retirement caring for her. And if my husband's health starts to fail as young as his father's did, he might not live long enough to see me retire at all (he's 9 years older).
I suppose it depends on the market. My great-aunt is in an "active senior" complex that is pretty middle of the road for our area (nice library and craft room, daily organized activities, but no gym or pool) and is paying $2500 for a one-bedroom that includes basic utilities (she pays her own cable and internet), plus a housekeeping upcharge. That includes some things a hotel room wouldn't, like three meals a day and a full kitchen, but we've certainly joked about the fact that she could get a room at the chain hotel down the street from her complex for less.
There are two real differences that I think tip the scales in favor of the senior complex, though. First is the social element - my grandmother insisted on staying in her own home and that was very isolating for her as her health declined, even with neighbors that were friends and came over often. I can only imagine that would be worse in a hotel where your "neighbors" are people just passing through for a night or two. And second, most senior complexes, even those that serve a healthy population and do not offer assisted living/nursing care, have some level of experience with and training for medical emergencies. When my great-uncle had a stroke and stopped breathing, the staff at their facility knew how to do rescue breathing and did an excellent job keeping him going while waiting for EMS to arrive. I don't think your average Holiday Inn staff would have been as capable.
) organized everything. I was very impressed with the facility and the credentials of the dentists. I ended up getting what had been quoted at $8,000.00 worth of work done for about $2,200, all of which was covered by my insurance. I'd certainly recommend it to anyone. And regarding your prescriptions, have you checked out on-line pharmacies? Many of them are based here in Canada and they provide "Canadian" drugs.
Oh I certainly hope you and your DH have some "golden years" to enjoy together. Based on our current long-term outlook, Both of us plan to work until we're 70. The only problem with that is due to our age difference, he will be in his mid-80s by the time I stop working.
It could definitely be done for less. The $190something thousand dollars Mama Lee is spending is for a suite on Silverseas, an exclusive luxury line. Setting sights a little lower, I'm pretty sure (at least in today's dollars) a cabin could be had on Carnival or RCCL for $1,000/week (taking the singles supplement into account). Mid-$50 thousand per year is probably actually within reach for quite a few people. 
