Regarding Pay-to-Play: Many onlline games have at least two tiers. Free which provides limited game access (Disney uses this in both ToonTown and POTC) and a second monthly tier that provides unlimited access. It may be that VFK will follow that model. It is far too soon to judge them on anything as we are in a pre-beta phase.
I call it pre-beta since the game system is non-existent at the moment. Nothing wrong with that provided everyone understands what beta or pre-beta actually means. When VMK opened to it's beta phase, it was actually a post-beta where the game was in place and they were doing final checks on software code and server capacity (hence some of the "events" that seemed designed more to test capacity). The beta we are seeing in VFK happened long before anyone but programmers had access to VMK. Consequently, things are going to be very rough for some weeks if not a couple of months in VFK.
I check in every day but am not spending a lot of time there yet. I'm not sure I'll like it, for one thing, although some of what has been described is promising. I have degrees in history so that angle has some appeal. However, I don't expect them to ever achieve VMK or a VMK-state. Without a direct reference to Disney theme parks, it can never achieve the same mix of magic. That's not to their discredit but to expect an apple to apple replacement sets the player up for severe disappointment.
I've gamed for many years and there were any number of computer games I enjoyed. It isn't a loyalty question but just a caution that to find what you loved in VMK may require playing more than one game - each for its own special qualities. Right now, for fun, I'm playing Toontown. For adventure and old-fashioned RPG, I'm playing POTC. For magic...well, I'm hoping the fairies site will fill some of the pixie dust need. For room building...maybe
Lego will be the answer. I don't see anything on the horizon that fits all builds. Even when VMK was at it's height, I still played other games since even VMK didn't fit every mood every day.
As Disney gets a better feel for online gaming through their niche games, I'm still hopeful that they will recreate VMK. I must say, my experiences in Toontown and POTC have impressed me. From fairness and basic gameplay, both have a lot to recommend them.