Well, we went ahead and cancelled our September trip to WDW. Originally it was a May trip, and we pushed it back to September when all the coronavirus stuff started. We had borrowed all the points from our following year UY, and they were set to expire on October 1. We decided to cancel the trip, and fully expected that we would lose the 227 points to expiration.
The CM at Member Services couldn't have been any nicer. When I called, she said no problem and they would "unborrow" the points. I was actually surprised since WDW will certainly be open by September, so I didn't expect any bending of the rules. But she just put me on hold for a couple of minutes, came back on and told me that I was good to go. And I immediately viewed the points returned to their original Use Year.
So now I have a lot of points for next year, as so many members will have. As Sleepy (
@sleepydog25 ) indicated, we may have to look into a cabin stay next year!
In the midst of all this mess, the "magic" of Disney was truly a blessing. I would not have complained if I had lost my points, but I am truly appreciative of Disney allowing this unborrowing of points when they really didn't have to.