I know this is a horrible waste of points in terms of the monetary value being about $8.50 per point which barely covers maintenance fees (maybe not even that if you consider the $95 fee). Nevertheless, I'm pretty sure I'm going to book anyway Monday (cant believe I'm saying this after 20 years of "never ever" when it comes to using points for a cruise.) The 3B category is very tempting but I'm trying to find reasons to not use so many points. No verandah is one for sure. I'm wondering if there will be a 20% forfeiture for cancellation on the concierge cabins for this one since it is a charter. If so, that would probably be the kicker for me that would keep me from trying to book a 3B.
Called and got the answer to my question again. Yes, 20% of points and cash becomes immediately non-refundable for concierge rooms. Sad for others but happy for me that I dont have to spend the next 48 hours wondering if I should try to book a 3B.