The day of, but early morning. I arrived before noon, but credit card had been run early that morning.Did it come out that day or when you did the check in online?
When I went last May, I did online check-in. When I arrived at the resort my credit card had already been charged (I had wanted to pay with a gift card, and didn't realize they would charge the card before my arrival).
Similar thing happened to me last December. The credit card (which was a Visa debit) I used to put the deposit on my reservation was charged for the full balance of our room only res early the morning of my arrival. I wanted to use a different card to pay for the rooms when I arrived... and by charging my credit/debit card that morning, Disney brought my bank account down extremely low (The charge was for two rooms for close to a week at a deluxe and my siblings are refunding two thirds of the cost to me upon arrival). I was able to transfer funds from savings into my checking account so that any bills that came in before I was able to deposit what my siblings owed were paid...but I did not realize they would use that specific card and charge so early. I was a bit miffed, but dealt with it.When I went last May, I did online check-in. When I arrived at the resort my credit card had already been charged (I had wanted to pay with a gift card, and didn't realize they would charge the card before my arrival).
If I want to pay the balance of a room only reservation with gift cards, I always call in and do that a few days before my arrival so my credit card doesn't get charged for the room.