That is such a tough one...
I'm glad you made a choice that put you at peace. We've got a very dear friend near the end of life right now and if he passes away the funeral will likely be scheduled for when we are out of town on an upcoming vacation (Sept. 9 - 16).
It's the first time in many years we haven't insured the trip because none of our immediate family is in ill-health and our DS is old enough to be independent. This situation came completely out of the blue and is complicated by the fact he is in Europe receiving last-hope treatment at a private clinic. We are not able to be by his bedside nor is there anything we can actually do for anybody by being here. We're really, really struggling over what to do.