SouthFayetteFan
Saving Money on Disney Vacations since 2006
- Joined
- Sep 6, 2014
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For those who have paid car loans via Plastiq, what did you enter for "services provided" when setting up your payment? I'm setting up the payment to payoff my car and I'm not sure what to put here so there are no red flags.
I am SO happy for you!! This exact sentence you typed could have been me a little over a year ago CONGRATS!!Finally the CIP 30 day party is over!!! My first foray into UR's since many many years ago when I had a CSP and transferred them all to SW.
I totally get why you said it this way, but I just had to chuckle at that . CIP and the overflowing CIPpy cup is literally the best thing that’s happened to churning in awhile. You get yourself back to under 5/24 and will show you a path to potentially earn 400,000 URs in a year from just 1 player. ( of course this loophole could close at any time)
A bit of a technical point here, on your Freedom card you didn't lose your UR account, you only lost certain functions of that account granted by having a premium card like the CSP. The Freedom still has a UR account and earns UR points, you just can't transfer them to partners or get increased value by using them on travel from that card. You can move those UR points between UR cards in the household with that Freedom card, it just wouldn't make sense for DH to send them to you. You could send all your Freedom points to DH and he could move them into his FF account to book travel, though.
So is that Freedom card listed in 12/17 the PC'd CSP? Is that when you opened the CSP or when you PC'd the Freedom? If that's when you PC'd to the Freedom card then your card open date should still be listed as 7/16 and wouldn't count against your 5/24. You're still locked out of a Sapphire bonus until 2020 sometime, but could open you up to other cards before that. If I count right, then even with the AU still on your report you'd be 4/24 right now. For all the cards I see on your list a PC doesn't affect the open date of the account. Double check what your CR says for all these open dates. You might not be in as bad of shape as you think.
There is nothing to “research.” You won’t find any blogs or sites talking about it, and it’s best left that way. As soon as it’s publicized, it’s as good as dead. You want to drink from the cup? You keep the discussion here.
How does that work? You book a cruise direct with RCCL and then transfer to chase so you can pay with URs? Hope you don’t mind me asking - Just wondering for future for us.Just called Chase Travel about transferring my RCCL cruise. She said they usually request some type of payment when the cruise is transferred so they have some money on it. I said if I am transferring it then that means I have had to put a deposit down. She was going to talk to her supervisor about making an exception for the later payment (which makes total sense since my PIF date is so far out.) She said she would call me back tomorrow. I guess worst case scenario, I use a substantial portion of my stash for a free cruise.
How does that work? You book a cruise direct with RCCL and then transfer to chase so you can pay with URs? Hope you don’t mind me asking - Just wondering for future for us.
I read this morning on OOMAT (Is that awful?) that you can status match from certain hotel chains (Hyatt is one) to IHG. Thought I would share in case anyone is interested.
Speaking of...
Anyone know if it's worth status matching to Choice Hotels? I'm looking at their site now since I have a hotel affiliate booked in September.
You can find the open dates from Credit Journey but it's not as fast. If you do sign up for Credit Karma there is a page that lays out the history all at once. Here's the post for how @amalone1013 found it, and includes @hulagirl 's post with a way to get to the direct page link.July 2016 is when I opened the CSP, product changed I believe 4/18 if I remember correctly. I really need to pull my credit reports. I view my score through My Credit Journey through Chase but never the detailed report. I guess I'll take a look at Credit Karma.
There are so many details and moving parts to this hobby that I easily forget vital information that I need to weigh before making my next move!
Thanks, that is definitely something for us to look into. I have been wanting to go on another cruise, last one was in 2012. Going to wait until we save up some URs first. We just started on this journey last month.Yep! You find the cruise you want and book the options you want direct with the cruise line. Then you call Chase (special number, someone posted a few pages back) and tell them you want to transfer your booking. They’ll give you a form to fill out and send to the cruise line. A few days later you’ll receive confirmation that it was transferred. Each cruise line is different and there are time frames the booking can be moved during (within 30, 60, 90 days of original booking depending on the cruise line). If you have a CSR you can use points at 1.5 cents each to get a substantial discount. If you don’t have enough points you can pay the rest in cash. If you transfer make sure to transfer to the account of the person holding your best card (ideally a CSR).
Edited to add: it doesn’t work for Disney cruises since Chase no longer allows booking of anything Disney through their travel portal. I’ve done for NCL, several others have done for RCCL.
Here’s what I wrote up just a bit ago.How does that work? You book a cruise direct with RCCL and then transfer to chase so you can pay with URs? Hope you don’t mind me asking - Just wondering for future for us.
Chase has a travel agency so you can transfer cruises (except Disney) to them like any other travel agency. And then you can use your URs to pay for it. So I like I had booked Harmony of the Seas through RCCL and put the deposit on my Arrival + so I could erase it and now I am moving that cruise to Chase so I can use my URs to pay the balance. Since my PIF isn’t until early Dec 2019, I am asking to make a payment at that time rather than now since you only have one shot at using your URs towards the cruise. So if I had a balance that required 200k URs and I only had 150k, I could put them towards it and pay the remainder on my CSR. Typically, it seems like they want that payment at time of transfer. While most TAs don’t require payment until right before PIF.
Yep! You find the cruise you want and book the options you want direct with the cruise line. Then you call Chase (special number, someone posted a few pages back) and tell them you want to transfer your booking. They’ll give you a form to fill out and send to the cruise line. A few days later you’ll receive confirmation that it was transferred. Each cruise line is different and there are time frames the booking can be moved during (within 30, 60, 90 days of original booking depending on the cruise line). If you have a CSR you can use points at 1.5 cents each to get a substantial discount. If you don’t have enough points you can pay the rest in cash. If you transfer make sure to transfer to the account of the person holding your best card (ideally a CSR).
Edited to add: it doesn’t work for Disney cruises since Chase no longer allows booking of anything Disney through their travel portal. I’ve done for NCL, several others have done for RCCL.
I’m weird lol. When we travel, I can’t sleep on the first night in a new place/new bed.
most will match. but then it comes down to how long do they match for. The majority will match for a couple months.
I know u can match a lot of status to Hilton Diamond but it requires 8 nights(i think) to get it the rest of the year.