That's a great offer, when I got mine it was 75,000 bonus points. As for which is better, I have looked into that and still not sure I have it figured out but this is what I seem to find.I see there is a promo for PC Optimum MC of 100,000 bonus points until July 7th. Thinking of getting it just to use for No Frills, Superstore and Shoppers. Although I should do the math and see if it's better points wise to use this or my AM MC which gets 1 am for every $10. But the bonus is good, and no fee so not like I'm losing out on anything.
I use mine strictly at Shoppers. Every once in awhile they have a promotion for spend $50 get 20 X's the points and use your PC MC and get an additional 5000 points. I have had my MC since the first of the year and that offer has happened three times. Right there your ahead in value as the PC points are worth $5 plus the regular points PCMC gives you. With AM MC you get 5 AM's or the value of about .50 cents. Now when that offer is not around I still use my PCMC at shoppers as you get the regular offered bonus points and the MC gives me, on about a $50 shop PCMC gives me 776 points or about .77 cents. Here's an example of how it shows up
- PC Financial Earn
Thu • Jun 13
+388 pts - .
PC Financial Earn
Thu • Jun 13
+388 pts
All said and done, your getting 100,000 for getting the card ($100) and there are those bonuses every so often for using PCMC so even if you only use it at Shoppers, which is what I do, your way ahead of the numbers game. I will sometimes use it at Loblaws but only when there is an advantage. Hope this helps you.