I love credit cards so much! v2.0 (see first page for add'l details)

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when you guys close a bank account/credit card account do you save your username/password? I am trying to move everything to Dashlane and get organized. There is no need for me to save my old login info in there right? I hate virtual clutter lol
 


That all sucks. It's a good thing thry don't have kids and I hope this opens his eyes more to how it'll be if they do.



But pb&j is the easiest thing to make and with better quality and less crap than the uncrustables. Nevermind pb&j is better fresh with non dry bread.
I'm not sure you would survive in my home... lol. We're not too picky on the ingredients we buy.
 


Is there any harm to having credit limits lowered and then raised again? I sent a SM to have my CL lowered on my CSR and now I'm kicking myself because I realized that's the one card I want to be able to use for travel expenses. Should I wait a few months to request that? Do they do another hard pull when that's requested?
 
Is there any harm to having credit limits lowered and then raised again? I sent a SM to have my CL lowered on my CSR and now I'm kicking myself because I realized that's the one card I want to be able to use for travel expenses. Should I wait a few months to request that? Do they do another hard pull when that's requested?
You could get hit with another hard pull to request a CL increase. However, do you have other Chase personal cards with higher credit limits? You can easily move limits between cards so that would be a way to get your CSR limit up without triggering any pull. Just take the limit from a card you rarely use. (Again I'm assuming you have other Chase personal cards to pull from).
 
Just go an email from IHG letting me know I updated my email address. Luckily they send it to the email address it was changed from as well. Someone changed my email and my location from the US to China. Yeah, took care of that quickly and changed my PIN. Oddly someone booked a room with my points in China a few months back, but IHG reversed it as unauthorized, before I even knew about it.

Had this happen last year. they even had a trip to shanghi on my points. ihg was nice enough to replace the missing points.
 
@Jax1023
That was me looking for Costco discount, thanks! Apparently they take every vision insurance but mine though, so looking elsewhere. 😒
 
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That was me, thanks!
...Wait... I thought it was me! It was you...??? This whole time????? HOW COULD YOU!!

(I feel like we're missing a quote that would give your comment some context here...) :rotfl2: :lmao: 😂 Don't mind me...just having some fun LOL!
 
You could get hit with another hard pull to request a CL increase. However, do you have other Chase personal cards with higher credit limits? You can easily move limits between cards so that would be a way to get your CSR limit up without triggering any pull. Just take the limit from a card you rarely use. (Again I'm assuming you have other Chase personal cards to pull from).
Yes, in fact, I meant to have the CL lowered on my CSP but chose the CSR number instead. So how do I make this request? Just send a SM that I'd like to move, say, 5K of the CSP limit to the CSR?
 
Some more cruise questions...

-Do we pay for the excursions ahead of time?
-What happens if the excursions get cancelled?
-It seems like they bill your room for stuff while you’re on the ship. How do I pay for things with gift cards instead of having my card charged?
 
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