I love credit cards so much! v4.0 - 2021 (see first page for add'l details)

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We could all get new ones for nothing or next to it but our bill would go up $40 a month.

I think that's the "trick" for the carriers. Advertise a free phone but then then force the customer to upgrade to a more expensive plan. T Mobile is doing a similar promo but they force you to upgrade the plan to their Magenta Max which is considerably more expensive then my current Essentials plan. For the 3 on my family plan the increase would be $65 more per month for 30 months = $1,950, so hardly a free phone.
 
We could all get new ones for nothing or next to it but our bill would go up $40 a month.
Our family plan already includes an unlimited plan so there was no cost increase.

Was this in-store? or over the phone? or some other method?

I went to a store but it can be done over the internet and I would imagine over the phone as well.
 
Both Staples and OD/OM have Visa gift card deals this week.

Yes, I'll be going to pick up either $600 or $800. That takes care of my Costco spend and a few incidentals for the next month, and is also more UR's at 5x on my CIC then I would get from my regular card choices, excluding any possible offers.

It's probably time for me to pick up another card. Getting close to a year now.

Since I have the executive membership, my return is 7% using the gift card method.
 
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Can I ask one of you math whizzes.... I was thinking of getting a few gc this week, using my Flex offer/quarterly which is 9% back....I still come out ahead of the staples no fee with 5% back...is this correct? (i'm trying to max this offer before it's over)
 
If that is Verizon you have to already be on the 2nd level of unlimited plan for the deal to show up online. Are you on that plan? I think it's called Play More?
I’m on a business plan so that might be the difference as that is a shared plan not an unlimited one.
 
Staples is mc too FYI.

AAAArgghhh! But thank you! Saved me the trip. I still have a couple of cards so I can wait. But, another reason to up my $400 to $600 and possibly $800 to keep on schedule.

My sketchy math: $600 = 3000UR x 12 months = 36000 UR. So, I do a few $800 months and get it up to 40000 UR. That's 2 free nights in summer of about $500 to $600 per night value. So 40000 UR turn into about $1200 once tax is added, and I get to stare at the ocean. I will be staying longer on already earned or to be earned points and may even stay at a different hotel for a visit, but it's a nice supplement for me to my retired income.
 
AAAArgghhh! But thank you! Saved me the trip. I still have a couple of cards so I can wait. But, another reason to up my $400 to $600 and possibly $800 to keep on schedule.

My sketchy math: $600 = 3000UR x 12 months = 36000 UR. So, I do a few $800 months and get it up to 40000 UR. That's 2 free nights in summer of about $500 to $600 per night value. So 40000 UR turn into about $1200 once tax is added, and I get to stare at the ocean. I will be staying longer on already earned or to be earned points and may even stay at a different hotel for a visit, but it's a nice supplement for me to my retired income.
It might just have been my store but there's definitely a glitch in the computer system. Maybe they will fix it.
 
It might just have been my store but there's definitely a glitch in the computer system. Maybe they will fix it.

I did a quick DoC search for Visa no fee gift cards and since May, each month has had them available for basically the 2nd week of the month, give or take a few days. So, I'll start watching for them week after next- maybe they'll have them by Oct 10.....and, the master cards show up last week of the month for the $200 one since April. So there's sort of a pattern, however long it lasts.
 
I did a quick DoC search for Visa no fee gift cards and since May, each month has had them available for basically the 2nd week of the month, give or take a few days. So, I'll start watching for them week after next- maybe they'll have them by Oct 10.....and, the master cards show up last week of the month for the $200 one since April. So there's sort of a pattern, however long it lasts.
The weird thing is I'm pretty sure Doc had both OD/OM and Staples having Visa gcs fee free this week but both of those posts are missing now from what I can tell. But I'm fine waiting a few weeks--just need to do another $16K in the next three months:)
 
I’m seeing visa in our ad.
I went in and the manager said it was only working on mcs. Maybe the computer system screwed up but visas aren’t currently ringing up fee free at my store.

It's in my ad also online for my store. Just checked. I'll wait to hear if anyone actually gets a Visa fee free. But, based on the history I'm thinking somebody may have screwed up the ad?
 
The weird thing is I'm pretty sure Doc had both OD/OM and Staples having Visa gcs fee free this week but both of those posts are missing now from what I can tell. But I'm fine waiting a few weeks--just need to do another $16K in the next three months:)

Yes, I found it funny that I saw nothing for this week on DoC after reading about it. But it's definitely still in my online ad. As Visa $200 fee free card, $6.95 value. Too bad the MC doesn't work for me!
 
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