I love credit cards so much! v2.0 (see first page for add'l details)

hulagirl · May 21, 2019

@amalone1013 No. That is all. Just.. no. ;-)

LuckyMamaInDE · May 21, 2019

Judique said:
Awww.....it would be nice to have a happy medium. It appears we've had our 2 days of spring (local joke) and summer is here as it hit 90 yesterday in my area and the humidity was so thick my lawn guy left without finishing. Hopefully he'll be back today.

And just checked the weather and we are going to have lovely 60-70ties weather today. From one extreme to the other.

It is so beautiful right now, 61 with a light breeze and clear blue sky! Yesterday it was 85 and sticky humid when I walked home from the gym at 11am.

elgerber · May 21, 2019

hulagirl said:
Maybe it's a co-brand thing? I've had good luck with the Hilton co-brand but have yet to pick up an airline card. I can feel your frustration and I really do hope it works out for you soon.

Nope, I have had numerous Delta cards, all the personal options (with multiple upgrades to Platinum, with the bonus given every time) and the Biz Gold, this Biz Plat is the first issue in any cards. 80000 is a LOT of miles and I want them dangit!!!

speedyfishy · May 21, 2019

I need more cards!

This month I have gotten the BMO Harris card for SO, Citi AA personal for SO, and the BBVA card for me. (I completed most of this, just finishing up the BMO Harris spend) I'm still finishing up a 5k Schwab Plat spend which should be reached when I pay for 30 people to eat at the Hoop Dee Doo before our wedding. (I am getting reimbursed for this, thankfully lol)

And after today I should have only 5k left to spend on the Amex Gold card to max the 4x. Idk what else to get now. I guess it's time to refer SO to the Amex Gold? Maybe a Plat? just focus on bank bonuses? I can try for another Citi Biz card in like 5 days and another in 35 days (one for me one for SO) Can't get Amex credit cards until July for me and mid June for SO. Anyone have any lesser cards that I should go for? I tried BOA but got denied because I have no relationship with them. Maybe I will open an account with them and hit them up next?

palhockeymomof2 · May 21, 2019

amalone1013 said:
View attachment 402037

It’s the end of May ...That’s just not right

Lain · May 21, 2019

Judique said:
@Lain - do you work in the fashion industry? I mean aside from your reselling? (Trying to update my spreadsheet.)

Haha. No. I know enough about women’s clothes and fashion because I grew up with sisters, and my wife has me do her shopping because otherwise she’d pay retail for everything and put the charges on the wrong cards, whereas I’m pretty good with waiting for sales, comparing prices and watching for reductions, finding promo codes, using credit card offers and shopping portals, and usually working on a MSR on a new card she might not know about.

PolyRob · May 21, 2019

Maybe I am just paranoid, but I am wondering what this letter from Chase Bank in my informed delivery is about. It says "Important information enclosed: Changes to your account"

It only has my name listed once so I am thinking it has to be something with a personal account. Hmmmm

smallsy · May 21, 2019

Auto approved for MDD! Now to make a plan for finishing up this house remodel and knock out those MSRs

hsmamato2 · May 21, 2019

brownhaired_girl said:
Our planned trips at this time include
September 7-13 down to Fort Meyers area at the Hyatt Coconut Plantation to relax in the sun, play in the lazy river and ocean.

Just wanted to say...enjoy your trip to this area! We stayed at the cheaper Hyatt nearby last winter, :rolleyes1

but we had a great time visiting the Hickory Island beaches.... I really like that area of FL!

amalone1013 · May 21, 2019

PolyRob said:
Maybe I am just paranoid, but I am wondering what this letter from Chase Bank in my informed delivery is about. It says "Important information enclosed: Changes to your account"

It only has my name listed once so I am thinking it has to be something with a personal account. Hmmmm

Maybe it's the updated privacy policy and a letter lecturing you for you full inbox

DrFacilier · May 21, 2019

I am looking for a decent hotel close to JFK. We just need a place to sleep upon our return from Spain in a few weeks. Any suggestions? We won’t spend a lot of time there but would like a place that is clean and has decent service without wasting my precious points. I would like to use URs or transfer to partners.

Lain · May 21, 2019

elgerber said:
I got a PM from another member, also having the same issue.
From what I can tell in looking at my account, there is nothing not allowed. There is zero reason for what they are saying. I have looked at the list of things that do not earn bonus miles, it's the same list that does not earn regular miles either.
April statement, spent $5845.39-$195 fee = 5650.39. Was credited 5649 miles for "eligible purchases" (this is the wording on my statement) and 150 extra miles for the Delta purchase.
May statement, spent 474.12 - 46.28 in returns = 427.84. Credited 432 miles for "eligible purchases". Those total 6081 miles in "eligible purchases, which matches myspend. I have since spent another $215. And yet last night he tells me that only $4671.17 in eligible charges have been made. This contradicts what my statements from them say.
I just don't even know what to do. I can add more spend, but for what, the same results?

Several folks on r/churning have reported issues with the SUBs from Amex Delta cards opened in late-February and March not posting. Seems to be a widespread glitch.

https://www.reddit.com/r/churning/comments/bmwg5e/question_thread_may_10_2019/en16pru/

https://www.reddit.com/r/churning/comments/bla8bc/question_thread_may_06_2019/emnt8r6/

Hope it’s resolved for you soon!

LuckyMamaInDE · May 21, 2019

Question about United award space:

I've read that United opens award space availability at 337 days which would be for April 22, 2020. I can see economy saver seats available for that date (EWR-SYD), but the earliest I can see business saver seats is April 19 or 334 days. I can't even see any 200K+ options for April 20-22 even though the seats are available for cash booking. Is this a function of when they release business saver seats? Or is that availability from 335-337 days viewable with status or a Chase United card?

I have been watching EWR-SYD and IAH-SYD for months.

As always, your help is much appreciated :thanks:

hsmamato2 · May 21, 2019

SouthFayetteFan said:
That’s a great question! You should combine them on the CSP or CIP. In the (very unlikely) event that they stop allowing points pooling, then you’d have all your points on a card that has access to the 1.25x portal and transfer partners. (This is pure paranoia by the way - there are no legitimate rumors of them changing that, but always better to play it safe).

just verifying..... best place to pool them would be (in order) CSR, then CSP or CIP are equal?

PolyRob · May 21, 2019

amalone1013 said:
Maybe it's the updated privacy policy and a letter lecturing you for you full inbox

I am hoping so! I am wondering if it's for my savings/checking account since it says it's from "Chase Bank USA, N.A" and not something like cardmember services.

1st*toright · May 21, 2019

Lain said:
Haha. No. I know enough about women’s clothes and fashion because I grew up with sisters, and my wife has me do her shopping because otherwise she’d pay retail for everything and put the charges on the wrong cards, whereas I’m pretty good with waiting for sales, comparing prices and watching for reductions, finding promo codes, using credit card offers and shopping portals, and usually working on a MSR on a new card she might not know about.

New side business for you, Lain- personal shopper! My DH hates shopping with a passion, and its a struggle to get him to pay attention to sales/offers/credit cards because he puts off shopping until the absolute last minute, then decides to buy 5 shirts and 3 pairs of pants all at once because if he's looking, he might as well deal with it all at once. So he pays full retail, then doesn't shop for months (or years!) He gets cranky if I try to get involved because he hates looking at/thinking about clothes, so I generally don't find out that he's been shopping until after he has placed the order. He will also find something on sale, but not actually make the purchase, and then is surprised when he goes back and finds that it is back to full price :sad2:

Lain · May 21, 2019

Judique said:
The key here (I think) is that when Target does their collaborations, the prices are maybe 20-40 per cent lower than what you would pay usually. So, ebayers and others go nuts trying to grab the items.

They also tend to be lower quality. We picked up some Hunter stuff for our kiddo last year and we’re really disappointed by the quality of the boots. And we weren’t the only ones. We found lots of complaints online. Not to mention Target itself ended up delaying then canceling the women’s tall rain boots because of quality control issues.

I think yes, these collaborations are priced about 20-40% lower than the co-brand’s usual pricing, so people go gaga over them because it’s still stamped with that brand’s label and offers different styles that fans of the brand won’t otherwise find. But buying resell is a bit silly because once the eBayers mark up their items you’re paying essentially the same price as buying from the brand name’s line itself, where the quality is usually much higher.

mmmears · May 21, 2019

Huge shoutout to people here for helping me work the Hyatt status thing! You guys totally rock!!! :worship:

I can't seem to get anything from AA, but I guess that's just their lousy business model these days. They suck and they don't care. I really hate flying in the first place, so when we get treated like garbage it's just too much. I need to learn how to unload all those GCs I have since I think it might be better to take a loss there and just book future flights with other airlines that haven't screwed us over yet.

linzjane88 said:
United did this to us when DD's were 4 and 8 flying from MCO to PDX. They reassigned both girls, myself, and my husband on middle seats at random throughout the plane and gave zero cares that it happened. I can handle not being with our friends that we booked with, or next to DH, but there WILL be a parent next to my little girls for a cross country flight.
It wasn't just that they did it but multiple CS reps on the phone and every agent I encountered in person was basically like 'sucks to be you!' which is why they are on my "nope not ever" list.

Yes it's just awful. They really care about their customers, don't they? The guy next to me was supposed to sit far apart from his preschooler, but luckily someone agreed to switch seats with him. I'm still really angry but they just ignore anything I post.

Killer Fish said:
They will most likely never do anything and unfortunately the majority of the rest of the airlines are all just as awful. It is basically a commodity and they have no real reason to try and make things right due to limited options for air travel. American messed up my honeymoon flights but luckily I caught it ahead of time and was able to change things in the long run but they took no responsibility and actually insinuated that I was a liar. I still can't stand American however if I have miles for a flight or they are the cheapest/at the times I need I will continue to fly them.

Yep. I still don't think it's right though, and I am tired of letting them get away with this stuff.

MKTokyo said:
Leaving for France/WDW tomorrow morning I wish we could use a portkey or just apparate there because I hate these 12-16 hour flights. But, it's worth it.

I plan outfits one day, gather items another day, and pack the third day. I have to do it in stages or I get overwhelmed, don't know where to start, and don't do anything at all. I have to do that with everything in life, though. The Todoist app saves me all the time.

Ugh. I hate those long flights, but at least you get a fun payoff at the end! I was always jealous of Samantha on Bewitched because she could wiggle her nose and go to Paris for lunch and some shopping. I really hate flying.

I do the same thing. It takes me at least 3 days to pack, but it is better in those smaller doses. I'm going to have to check out that app - sounds like it might be a good one.

amalone1013 said:
View attachment 402037

Is this Colorado? DD and her college buddies are heading there at the end of this week (because graduation was a few days ago and they miss each other already :rotfl:

). If it's that snowy she may have some problems since most of her stuff is boxed and waiting for UPS to actually ship it home (they picked it up last Friday, but this morning we called and they said "oh yeah, we are thinking about mailing it out today" :headache:

). This stuff is never easy.

Lain said:
Haha. No. I know enough about women’s clothes and fashion because I grew up with sisters, and my wife has me do her shopping because otherwise she’d pay retail for everything and put the charges on the wrong cards, whereas I’m pretty good with waiting for sales, comparing prices and watching for reductions, finding promo codes, using credit card offers and shopping portals, and usually working on a MSR on a new card she might not know about.

You really do notice a lot of things (as in Burlingame south for VV). I have to say that's impressive. My DH deals with the CC bills (and other bills) for me, but I have to do the shopping part (and remembering which card to use). All 3 of us have a bunch of VV stuff, none of it from Target, but it's all their more muted items and all were bought with deals, sales, etc. I find that if I watch something long enough I can generally get it at a good price. I did make DH try on this crazy pink jacket covered with blue sharks, but that was just so I could take a pic and laugh about it. :rotfl:

Their men's performance fabric button down shirts do make packing super easy since they are so thin. He took a bunch of them on our cruise in Europe and they folded down to practically nothing.

DisneyMandC · May 21, 2019

PolyRob said:
I am hoping so! I am wondering if it's for my savings/checking account since it says it's from "Chase Bank USA, N.A" and not something like cardmember services.

I think I got an updated privacy policy notice recently because I remembered thinking the same thing when I saw it in informed delivery. Also, bizarrely, I got a letter from Chase about something asinine on DH's account that said when they tried to email it to him, the email bounced back... it's the same email on both personal and business accounts and we only got the mailed letter on one account :confused3

mmmears · May 21, 2019

Lain said:
They also tend to be lower quality. We picked up some Hunter stuff for our kiddo last year and we’re really disappointed by the quality of the boots. And we weren’t the only ones. We found lots of complaints online. Not to mention Target itself ended up delaying then canceling the women’s tall rain boots because of quality control issues.

I think yes, these collaborations are priced about 20-40% lower than the co-brand’s usual pricing, so people go gaga over them because it’s still stamped with that brand’s label and offers different styles that fans of the brand won’t otherwise find. But buying resell is a bit silly because once the eBayers mark up their items you’re paying essentially the same price as buying from the brand name’s line itself, where the quality is usually much higher.

The quality issues and the ability to actually go to the store and buy something keep me away from the Target promotions. Frankly, I can usually find the real item on sale elsewhere, sometimes for less than the Target prices and without the quality issues. The real Hunter boots last and last. I know because mine are hand-me-ups from my DD who needed a larger size several years ago, and they are still in great shape.

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