Okay, I feel like I have just enough information to be dangerous...to myself! lol For anyone that was successful with this, how would you decide what to bid? Would you determine a price based on the amount of points, current "assumed" resale value, and then deduct from the total to cover possibly three years worth of maintenance fees? What about the amount on the judgement? Is that simply what the current owner would have to pay to avoid foreclosure? How does that amount relate to bidding (if at all)? Lastly, do you see who wins the auctions once you register on the OC site? Feel free to PM me if you'd rather. Any help would be greatly appreciated as although this has always interested me, I can see where it might end up costing more than buying resale. Thanks!!!