We have always used our Disney visa to pre purchase onboard credit for our cruises and up until last month it has always been applied to the 0% interest for 6 months. It is still coded as DCL reservations on the statement but it is not giving the promotional financing. It also did not apply the 0% to a placeholder that was booked. Anyone else notice this recently? Wondering if they closed the loophole or if it’s a mistake.