Clearly I need to research this one ^ more. The travel credit... that sounds like something I would need to be ready to use within a relatively short period of time, when I already know I have a trip planned.
Personally I would agree with waiting until you have a redemption in mind. While the fee is justifiable, it's still expensive so you don't want to pay it until you're ready to use all the benefits you want out of it. I don't recall if you discussed this with
@Lain but there's also a one Sapphire rule where technically you're not supposed to be approved for two Sapphire cards at the same time. So I also wouldn't pick up the CSP either until you have your redemption in mind and decide how you want to play those applications. It sounds like it's still early yet so I don't know if you want all the details right now, but when you're ready look at the MDD thread in DISchurners to go over the trick to getting both cards at the same time. And if you decide you only want to do one, we all can have a discussion on which is the best move if you want.
Not familiar with the TSA/Global Entry credit either. Presumably that would only work for me, if I were the Cardholder, but not for my husband? Unless it would work if he were an AU?
The GE /TSA PreCheck credit works for anyone, you could pay for your neighbor or the random guy next to you, if you really wanted to. You pay the fee with your card, when the system sees it, it automatically issues the statement credit - that's it. For Global Entry it's easy to pay for anyone because it's an application fee that's charged when you put your application through the website. TSA PreCheck isn't paid until you go through your onsite interview, so that's a little less easy to use for someone else, but presumably you'd be paying for yourself or family so it could be worked out.
It's only good once every 4 years, and only good for GE or TSA Precheck, just something to keep in mind.
Oooh very interested in cruises too! Off to go research "CruiseNext"
CruiseNext is a prepaid deposit program from Norwegian Cruise Line. You buy a $250 deposit certificate for your next cruise while onboard your current cruise (to be used within 4 years), it gets charged to your onboard account and they'll give you a $100 onboard credit. Essentially you're getting $100 off your next cruise. They also have other onboard booking incentives in the program but I forget what they are as we're never ready to book the next cruise while on the current one.
Hmmm, that's an interesting idea. I don't even autopay my own stuff but that stems from an inherent dislike of giving my bank info to payees!
Do you send them a check? They have all the same info from your check as you enter into the payment portal. I'm not a auto pay person myself, but I do all online bill pay when I can. It's rare that a glitch can happen, but just in case that's also why I don't keep all my money in one account. For me the convenience outweighs the risk on this one.
I immediately think, I'll just refer DH for a CIP and Plastiq for payment! I quickly messaged DH to explain that we have a good reason for him to get another card and can already see the URs rolling in.....then I came here to catch up on missed posts. As I'm skimming posts here and on the news thread on dischurners I see PLASTIQ 3x UR ON CIP MAY BE DEAD. 
How in the world did I miss this earlier this month? I suppose that's what I get for skimming posts over the last several weeks. I'd been so caught up in our upcoming trip I obviously haven't paid enough attention.
People Mover
