You left out the part when I said in 10 years....and yes in 10 years it will be 11-12 until the 2042's roll, but you get the point.
To compare OKW and SSR to Riviera is sort of laughable and I like the SSR remodel a lot. But just for kicks I'll point the walk to the bus spot to then take a 15-25 minute ride on a bus is longer than the skyliner ride to Epcot or HS.... That doesn't even take into account the level of accomodation that goes way beyond the finishes which can always be updated. Murphy bed in a studio is a plus as the couches are fine for kids but barely a bed and much more of a hassle to set up. Then you have the double shower option which no resort rooms have in standard rooms let alone other DVC studios.
Anyone can trade into SSR and OKW too. IF you want a studio or 2 BR at Riviera, especially a standard, you're going to have to own there, same with CCV. Really bad comp, sorry.