When you buy a house, you'll know whether or not it's in the city limits. I don't know if anyone would think to point out that this means you may not be entitled to city services.
if you've educated yourself as a buyer, esp. when it comes to buying a home in a rural area not within city limits-this is something you will be aware of. even if you don't find out on your own, your prospective homeowner's insurance carrier is likely to educate you on it (and i would be surprised it would'nt be a condition of coverage to keep the fee paid up).
but it never ceases to amaze me at how little people who are buying outside the city limits and ESP. RURALY do not think in a rational matter about what lving "out here" means. the first shock to them is usualy "what do you mean my kid can't go to 'middle of nowhere highschool', i live in 'middle of nowhere'"-um, no you don't-you live in the county, which is adjacent to 'middle of nowhere' which has the closest post office, that's the only reason it's our mailing address. your kids go to the district we are zoned for (when they bought in a city did'nt they look at school district boundaries???)
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the second "shocker" is when there's a massive power outage (talking about county/city wide), then it's "what do you mean my neighborhood is'nt the top priority for the utility trucks, what about the street lights and public safety?!", um nope-top priority is the city, with not so rural county being next-while you make an excellent point about the streetlights and public safety, seeing as the closest streetlight to your home is 3 miles in one direction and 20 in another, that's not a great argument to get the utility trucks out here sooner
but the biggest shocker comes when they have their first experience with snow-"where are the snow plows? what do you mean the city or county does'nt plow out here???!!!" dude-did you NOT read your title papers, do you not realize that the crappy piece of dirt with minimal gravel leading up to your home from someone elses dirt and gravel road is YOUR PRIVATE PROPERTY??? no.........the city near us only plows within city limits, and the county only gets to plowing the remote county rodes after they get the main arteries done (though kudo to our county plowers, they do an awsome job).
i honestly think the people who make the idiots guide books should write one up on purchasing ruraly
we live ruraly, and any kind of services that the city nearest us offers that we can opt into (for a fee) we receive regular notification of (anyone with a mailing address that lists that city receives these notices-which is all of us).
as far as services go-we have volunteer fire departments which are very responsive for fire and medical emergencies (although the county fire departments and the adjenct cities work co-operativly for larger scale fires). we don't pay for water because we have wells, or sewage because we have drain fields and septic systems. we do pay for garbage, but i've never lived anywhere city or county or county rural where it was without a fee.
the most complex fee for service stucture i ever lived under was in the city we lived in northern california. the city had designated garbage and water/sewage as public health issues. it was mandatory you sign up for these, but if you failed to pay the bills the services would not stop-and the city put a lien on your home (landlords could not let renters sign up for these services, they had to maintain them in their own name for private homes). the other services like police and fire were paid through our property taxes BUT because the city had expanded over a relativly short period of time and had to build/expand fire/police stations/equipment/forces, those that lived in the newer homes bought in with bonds attached to those home for the first 15 years to offset those costs (added several hundreds of dollars per year to your mortgage payment). right before we moved the city passed a new fee for service-there was a terrible number of police response calls to homes because of cheaply installed or improperly operated home security systems, so a cap was set on the number of times the police would respond to false alarms, afterwhich the homeowner would get hit with a $75 per false alarm fee (people got allot better at properly arming their systems after that).