Looking for some advice...
I decided to buy 155 Grand Floridian DVC points directly from Disney and split the payments into 3 separate payments spread across 60ish days (down payment, payment #2 in 30 days, payment #3 in 60 days).
I put the down payment onto my CSR card (3x points), but was thinking of signing up for a new card to earn the signup bonus rewards.
I'm not anywhere close to the 5/24 rule for Chase and neither is my wife. I think the only card I opened in the last 24 months was the CSR and my wife only opened a store card with the local Tire shop for a discount.
My first question is currently 60k the best bonus offer for the CSP? Unfortunately I missed the 80k offer and sounds like opening the card in a Chase bank is gone too? I plan to sign up my wife for that card (she is already pre-approved for it) and then I can transfer the Chase Ultimate Rewards points to my account and use them with my CSR to increase their value. Should I wait until shortly before the last payment is due and hope the sign up offer gets better on the CSP?
Second question is - should I open a 2nd card and earn another sign up bonus, and if so - any recommendations on a card? Ideally it would be a card that tracks DVC purchases as Travel and earns extra rewards on travel, but it doesn't have to be.
I could easily charge the 2nd or 3rd payment to my CSR and earn the 3x UR points too with no signup bonus.
Likely whatever cards I open, I won't keep more than a year if they carry an annual fee like the CSP (I don't think it makes sense to keep a CSR and a CSP?)
I'll be paying off the charges in full within the grace period.
If it helps - I tend to mostly fly United Airlines (IAD is my closest airport which is a hub for United) and stay at Marriott hotels. I already have a Marriott Bonvoy AMEX (downgraded from the Marriott Bonvoy Brilliant when they increased the annual fee).
Thanks!