They wouldn't know your name but both bands would have the same names on it if you are following me. Let's say you and your husband are Jane and Joe Smith. When the server scans the band it will say " 2 adults, Deluxe Dining Plan,Jane Smith-adult, Joe Smith -adult" if you give your daughter one of your bands it will say the same thing obviously. I don't think you have anything to worry about though. Have you thought through which plans you are going to use to cover which meals? The server will scan your band before you order, or should anyway. If they are going to challenge you, you should know beforehand. Depending on what restaurants, you may decide to use 2 deluxe credits and two regular and have zero issues.