Neither of these options would fly with me. We live in a lovely little town but lately there is a lot of theft occuring. Our PD constantly reminds folks to keep cars and doors locked, especially after dark. I woudl imagine they mean garage doors are included in their PSA. As far as an inspection of my garage, (well if I had a garage) what next? You want to inspect my basement? No.
I am not a candidate for an HOA, even though I probably fit into the group of folks who would seldom have any issues with the rules, because a vote like this one woudl put me right over the edge.