Congrats on the job!!!
YAY!!! Way to go!!!
Thank you ladies! The goal is to pay off our trip as soon as possible! Then we want to buy a house. Had we known we were going to be stationed her forever we would have done it years ago. Eric makes enough to buy a house but we screwed up his credit pretty bad. Military wouldnt cover AJs first surgery because we chose an outside hospital. We made a deal with the hospital but we still have alot out of pocket. We took out credit lines to help out but it ended badly. I made it my goal to clean up his credit since it;s the most important one. We took care of his and now we are working on mine.
The problem with buying a house is location. We live in a desireable area. York County. Home of the Yorktown battlefields. We have lower taxes and a general lower cost of living. This is also where Aj has gone through the school testing. Here is an example to why this situation sucks.
a 3 bedroom, 2 bath house, 1600 sq feet on .39 acres.
York County- $260,000
Newport News City- 180,000
Hampton City- 175,000
BIG DIFFERENCE! We are currently living in a school district where the Elementary is rated #7 of all schools in the entire state. The high school is #1 in the state!!! They also work special ed differently here too. I dont know if I have talked about this or not but I will now.
Here in the County they want as many special needs kids as possible to integrate into traditional classrooms. They have a program that pairs "with needs" children with "normal" children. Typically they are integrated into normal classes by first grade. They still get pulled out for speech or whatever extra help they need but they are seen as normal children. This is what we want for Aj. In the citys around us, anyone who starts school in special ed, stays in special ed. They do NOT try to intergrate them in with the other students. They are put into those stereo-typical special ed classes that we all remember.
We are dead set to stay here for him. We dont want Aj to be top of the class, we want him to be average. The county is the best place for him to be. The teachers here are highly paid compared to the city schools and I think that makes a difference. and dude, the school lunch ROCKS! WOWZA!
So, our goal is to pay off disney while working on keeping our debt down and saving as much as possible. If we can clear my credit that would be a bonus too. The hope is that we can buy before summer ends. We are counting on the market still being fairly low and intrest rates not jumping too high. We will also use Erics VA loan. Sorry to bore your eyes out but I thought I would share my excitment with you! Thank you guys for your support. I appreciate it more than you will ever know. You guys are the best imaginary friends a girl can have!
and PS, The choco taco hunt resumes tomorrow at 9am!