THIS.
While drug stores this quarter, and grocery and home improvement stores next quarter should be easy categories to max out because you can buy third-party GCs and VGC/MCGC to shift spend and lock in a ~4-5x UR spending bonus, I just do not have that much spend to throw at it while constantly working on MSRs, carrying 2x CICs that also earn 5x UR at office supply stores with frequent promotions on VGC/MCGC that's often better than buying prepaid cards at drug stores or supermarkets, and putting enough organic spend on our Amexes to keep the RATs happy.
I was able to max out $1,500 on my converted CF this quarter, but barely touched DW's CF 5x category and probably won't bother now considering we have MSRs on DW's Amex SPG and CIP#2, and possibly a United Biz or CIP#2 for me soon; 2x CICs and frequent VGC/MCGC deals at OD/OM/Staples; and another set of GC-friendly 5x categories next quarter. I'm not going to cry about missing out on 7,500 URs on DW's CF when we have SUBs of 75k Marriott points, 80k UR points, and either 75k UA miles or another 80k UR points to focus on, as well as the ability to more economically earn 5x UR on the CIC.