Thinking out loud here, and I'd appreciate some help. We need to quickly set up DS as an AU for his semester abroad.
Option 1 - Add as an AU to P2's Capital One Savor (4x dining, entertainment, 2x grocery, 1x other)
Option 2 - P1 currently 0/24, no current MSR, and still approx 10d to go for CIP #2. Considering applying for CSR & setting up AU to take advantage of 3x travel, dining, PP access, etc.)
Although we'll have no problem meeting a new MSR through organic spend, I'd like to fully maximize my rewards. I know most of DSs expenses will be dining & travel related.
Neither card has FEX (important!), and Option 1 is easiest, but am I missing something obvious?