Judique
Dis Veteran, Beach Lover at BWV, BCV, HHI, VB
- Joined
- Aug 1, 2003
I assume you’re up to speed on Chase biz card issues. If not, be aware that the odds of getting a sole prop approved for a CIC are virtually nonexistent right now
CSP is a good move... I assume you know that you’re eligible for a Sapphire bonus (48 mo rule). Are you giving any consideration to a MDD?
Yes, I figure I have a .000001 chance of an approval on a CIC. I am wondering if they will switch my CIU into a CIC for me if I ask? Nothing ventured nothing gained.
I've never had a Sapphire - yet. No MDD - the use I have in mind is fairly limited and with a $550 fee, for 50K points, even with the $300, I have other cards I want to feed a little and the value is just not there for me. My spend is just so limited. My one big purchase - the fridge - went on my Citi because of extra warranty - a total of five years, plus .04 back between the Citi and the Costco executive card.
In addition to spend being limited, travel is limited right now and I don't fly, I drive most places in a car that gets me 50 miles per gallon give or take. (I will fly if necessary, but won't love it.)
And, Amex has sealed up some spend with Staples offers, Shoprite offers, plus Marriott's 10 points on gas, restaurants and Marriott hotels until Oct 31, which are spread over my 3 Amex Marriott cards plus 1 AU card since once I added them to each card, they didn't go away because each card has a different earning structure, even though they all add up to 10 points. Plus the small business offers on several cards for the 'little' spends. And the extra 5% on my Gold card in addition to the usual 4 MR's at grocery stores. This is the most generous I've seen for Marriott earning, outside of SUB's.
All that little stuff adds up and Amex was smart to push it out there. Chase offers have been mostly cellphone plans, home security plans. Nothing much.