The Aspire gets you free breakfast at all Hilton hotels,12X points on Hilton stays, the FNC and $250.00 resort credit (which can be used towards restaurants effective June 1st). If you can use those benefits to justify the AF then it's worth it. I used it to book 7 nights at the Conrad Maldives in an over water bungalow next April (5 nights points and 2 FNCs). Cash cost would be $1,140.00 / night and we will also get free breakfast, which is worth around $50.00 pp at that property. This card is a keeper for me. I had dh's CFO use my Aspire to pay for hotel rooms for his staff for his annual holiday party in 2019 and with the "organizer" points and 12X points for the rooms I had enough points for 5 nights at the WA Calendonian in Edinburgh. Depending on your needs and usage this card could be very valuable. I've also really come to love Hilton hotels and as a diamond member you have a dedicated phone number and the CSRs I've spoken with are incredibly nice and very helpful. Tagging
@calypso726 since she also gets great mileage out of the Aspire.