DW hates to have anything to do with the money. She just wants to know it's taken care of, so at the end of the year, we sit down and I give her a state of the finances. I also do this periodically during the year, but not in great detail. After going over our situation, I'm retired, she's not, she asked if I was hoarding money. I asked her, is there anything we didn't do or get this year because we couldn't afford it, and she said no. And I got to thinking, how much money do we spend because we have it rather than because we even need something or want something? How do other couples handle things? I've spoken to people who keep completely separate accounts and share expenses. We've never done that. She's never wanted to and when we married, she didn't even have a checking account. She would cash her pay check and give her dad the cash and he's write the checks for her.