DH retired in 1997 at age 56 from the Foreign Service with 35 years federal service counting his military time. Since he could only collect 70% of his high three salary as his retirement income, it didn't make sense for him to work any longer. Because I had 15 years in the private sector under Social Security before I joined the Foreign Service in 1979, I had to work until I had at least 20 years and be at least 56 years old before I could retire with any federal retirement income.
We were assigned overseas when DH retired, and we decided that I would try to stay overseas until I retired. We were fortunate in that I was able to get two more assignments before I could retire in 2003 at age 56 with 24 years service.
The downside to all this planning is that being overseas, we had domestic staff, and DH never had to do any housework, cooking, laundry, etc. while I worked So he never really learned how to do any of this. And with staff, I didn't HAVE to do it, and I got extremely lazy.
We had a rude awakening when we came home, and there was no Denise or Tika or Banang to take care of us. So we made a list of all the household chores that needed to be done regularly and took turns selecting which ones we hated to do least. I hate to clean bathrooms, so DH did them. DH hasn't a clue about meal planning and cooking, so I did that. We came up with a pretty even list, with neither of us feeling that we were pulling more than our share.
Our DDs moved down here in 2005 and lived with us for five months until they found jobs and moved out on their own. In lieu of paying rent, they took over most of the household chores. In 2009 DH and I both had health issues which left us unable to do many of the necessary tasks, so DDs once again took over (they live three blocks from us). We've improved somewhat, but DDs still insist on doing most of our housework. We keep our own bedroom and bathroom clean, do our own laundry, and DH loads and I unload the dishwasher. One DD loves to grocery shop and the other loves to cook.
And once again, we've become the laziest couple in the county. So long answer to your short question, it hasn't been a problem.
Queen Colleen